Homes For Sale With Assumable Loans

*ASSUMABLE 3.25% RATE* Welcome home to this updated condo close to amenities. Upon entering the secured building, located on the 3rd floor, you will find a light and bright open floor plan with the living room opening to the kitchen and a dining area. High end finishes and rich hardwoods run throughout. The kitchen has been updated with stainless appliances (all included) and granite countertops. The full bath has been nicely renovated with new lighting and floor tile. The two bedrooms allow ample space to spread out with large closets. To complete the condo is the rare find of in-house laundry with a newer washer and dryer included! Other amenities include a large deck for entertaining which leads down to your 1 assigned parking space on a gated parking lot, a private storage locker, fitness center and community pool. All 3 blocks from Forest Park, the St. Louis Zoo, and more. Washington University also just a half mile away!

LAND LAND and more LAND. This quiet place is looking for a creative mind, and someone not afraid of a little hard work, come enjoy your almost 8 acres in a gorgeous remote setting. Owner HAS TO SELL, and is eager to let the new owners come in and work their magic. Surrounded by forest, and no neighbors in site, you can take this cute 2 bedroom cabin down to the studs an make it your own. Looking at making a wonderful Christmas gift to that creative entrepenuer in your life? Look no further than this! Looking at all options, this property is marked for greatness with the right touch!

Discover effortless living at 711 Michael St in O’Fallon! This charming home offers low-maintenance living with the HOA handling yard work and streets, so you can spend more time enjoying life. Inside, beautiful wood and tile floors flow throughout, complemented by newer appliances and a whole-house water filtration system. Cozy up by the gas fireplace or unwind in the finished basement with a spacious rec room. Step outside to a welcoming neighborhood with great neighbors, a community pool, and nearby O’Fallon events, including the Vine Street Farmers Market (May–Oct). Conveniently located near top restaurants, shopping malls, hospitals, and with easy highway access, this home is perfect for any lifestyle. Don’t miss out!

This 5-bedroom, 3.5-bathroom home in the Highland School District offers 3,007 sqft of living space with a 3-car side-entry garage. Recent updates include vinyl flooring throughout, replacing the previous carpeting. The large 18x17 master suite features a walk-in closet, and the master bath comes with a whirlpool tub and a separate shower. The kitchen offers a breakfast bar, pantry, and hardwood floors, along with a formal dining room and convenient main-floor office and laundry room. A breakfast nook leads to a patio, deck, 24-ft above-ground pool, and a fenced backyard. The full basement includes a 9-ft pour and safety egress window, and the home features a brick exterior, high-speed internet availability, natural gas service from Ameren, a sump pump, and 200 AMP electrical service. New Roof installed 2024.

DREAM HOME - JUST LISTED! Just off the Sugar Tree Exit sits this stunning brand-new shouse, offering 3,200 sq. ft. of luxurious living space with a massive 1,900 sq. ft. attached shop—all nestled on 15+/- unrestricted acres. Enjoy peaceful country living with a 10x16 covered front porch and a 10x50 covered back porch. Inside, you'll find 4 spacious bedrooms + 3 bathrooms, & luxury vinyl flooring throughout. The open-concept design features custom wood cabinets, quartz countertops, a large pantry, and a cozy floor-to-ceiling gas fireplace! The main-level master suite boasts a walk-in tile shower, a spacious closet, and a makeup vanity! Upstairs offers two guest rooms, a full bath with double sinks, & a versatile second living/bonus room. Built with Anderson Windows, over sized garage doors, and complete with an RV hookup, this home sits conveniently between Rolla and St. Robert, just minutes from I-44. Don’t miss out—call today to schedule your private tour of this unique home!

Welcome to the Summit of Shiloh community! Nestled in a quiet cul-de-sac, this stunning four-bedroom, two-bathroom ranch home offers breathtaking scenic views and modern finishes. The open-concept main floor boasts a spacious kitchen with granite countertops, a massive center island, LVP flooring, a cozy fireplace, and a seamless flow into the great room and dining area. The owner's suite is generously sized with a custom closet system for added convenience. Two additional bedrooms are thoughtfully positioned on the opposite side of the home for privacy, along with a dedicated office space, laundry room, and a large walk-in pantry. The lower level provides a versatile space perfect for a family room, game area, and an additional bedroom. Luxury pool and guest house included. Financing available FHA, CONV, CASH, Aussumable VA Loan Fixed interest at 5.75%

Check out this beauty in a quiet, pleasant neighborhood! A well-kept 3 bedroom, CORNER LOT 2 full bath bricked home with a newly remodeled master bathroom and new hardwood flooring. This is an amazing turnkey home that has endless opportunities. Upon entry, there is a foyer, with a closet for storage. Off the foyer to your right, is a living room with vaulted ceilings. This home offers a nice breakfast nook, separate dining and kitchen that overlooks the dining area. Down the hallway, you will find a utility room with newly central A/C and heating unit and hot water heater; 3 bedrooms that all have WALK-IN closets!! This home offers a 2-car garage, small shed and a NEW outbuilding that could store up to 6 automobiles are large farm machinery. Sitting on over an acre of land, there is plenty of outdoor space that consists of a patio with plenty of room to entertain. Make this hidden gem your dream home! Call or text 573.683.1684 to schedule a showing!

Welcome to your dream retreat in the Kirksville School District! This fully renovated ranch home sits on 8 acres, blending modern comfort with serene countryside charm. The open floor plan is perfect for family gatherings and entertaining, with bright, airy living spaces and abundant natural light. The updated kitchen features modern appliances and ample storage, while the adjoining dining area offers a cozy spot for meals. Step outside to your private backyard oasis—ideal for relaxing, gardening, or hosting barbecues. A 30x40 detached garage/shop provides space for tools, equipment, or hobbies. Located on a hard surface road, this home offers easy access to local amenities while maintaining a peaceful rural setting. Don’t miss this incredible opportunity! Schedule your private showing today and experience the beauty and comfort this home has to offer.

Investor Special! This fully gutted home is a blank canvas bursting with potential. The roof has already been updated, and some framing work is complete — including a layout ideal for a 2 bed, 2 bath conversion. Whether you're a seasoned flipper or a new investor looking for your next project, this property offers the perfect opportunity to bring your vision to life. With the heavy lifting already started, all that's left is your creative touch. Don't miss out on turning this gem into a profitable masterpiece!

This beautiful, sprawling ranch on a half-acre lot is ready for its next owner! With plenty of space, this home features three generously sized bedrooms and two full bathrooms on the main level. Inside, you’ll love the separate dining area and the large living room with its own cozy fireplace—perfect for gatherings and everyday comfort. Enjoy year-round relaxation in the large covered sun porch, perfect for entertaining or simply soaking in the peaceful surroundings. The level backyard offers even more space to enjoy, and the attached two-car garage provides convenience and storage. Downstairs, the finished basement boasts a cozy fireplace and a wet bar, making it the ultimate spot for hosting or unwinding. Plus, the home comes with a 40-year architectural shingle roof, and the stacks have been recently replaced for peace of mind! Schedule your tour today !

Welcome to this one-of-a-kind 2-bedroom condo full of charm and character in Clayton’s walkable Moorlands neighborhood. Just steps from shops, restaurants, parks, and schools, this top-floor unit blends timeless details with smart updates. Inside, you’ll find rich blue walls with crisp white crown molding and oversized trim, complemented by hardwood floors throughout. The light-filled kitchen features granite counters, stainless appliances, and an island with seating—perfect for casual meals or coffee. A custom bookcase includes hidden storage, adding both style and function. Both bedrooms are generously sized, and the bathroom offers a shower/tub combo. The well-maintained building includes garage parking and private storage. The proactive, budget-conscious HOA helps owners avoid large surprise assessments. Whether you’re a first-time buyer, WashU affiliate, or seeking low-maintenance living, this condo delivers unbeatable value in one of Clayton’s most charming neighborhoods.

Experience urban living at Ely Walker Lofts. This Spacious loft is located on the 6th floor overlooking Washington Ave. The unit boasts beautiful hardwood flooring & exposed brick, along with all the modern features and updates including brand new HVAC system, that you would expect of loft living! The spacious primary suite boasts a full bath with soaker tub & separate shower and walk-in closet with custom shelving. Good size 2nd bedroom, and a bonus room - ideal for a home office or third bedroom, and 2nd full bath! Large open kitchen with ample granite countertop space, 42" cabinets & breakfast bar. This loft comes with a private in-unit laundry, Climate Controlled in-building garage parking & storage unit. Building amenities offer a state of the art fitness center, rooftop patio with gas BBQ pits & large community room. For sports fans, Soccer, Baseball, Ice Hockey, and the XFL, no need to struggle for parking, you're already here!

Welcome to Fairwood Hills, where this charming home sits on a beautifully landscaped lot, providing tranquility and comfort. Step into the warm living room, highlighted by a stunning wall of windows that floods the space with natural light and picturesque views, enhanced by soaring vaulted ceilings. The oversized eat-in kitchen features a central island and bay window, perfect for casual dining. The main floor master suite boasts three spacious closets and a luxurious bathroom with a jetted tub. Two additional bedrooms share a convenient Jack and Jill bathroom, while the finished basement expands your living space with a cozy family room, an extra bedroom, and a guest suite complete with its own kitchen and bath. The landscaped yard offers an inviting outdoor space for barbecues or peaceful afternoons. With easy access to highways, top-rated schools, and nearby parks, this home blends convenience and community. Schedule your visit to experience this wonderful property today!

Welcome to The Fountains! Cul-de-sac lot backing to open ground with access to neighborhood pool. One of the best spots in the neighborhood offering privacy backing to open grounds. 2-story foyer welcomes you to open-concept living with large flex room, livng room, breakfast room, updated kitchen offering hard surface counters + pantry & storage closets. Upper floor offers vaulted primary suite with walk-in closet & private bath, 3 guest rooms —one with balcony access with a view —and bath. Finished lower level includes expansive rec room easily set up for various uses, large bonus room, bath, and storage space. PEACEFUL BACKYARD VIEWS with no other homes to the back from the expansive deck are accented by deck lighting and custom landscaping throughout the fenced yard. Updates in recent times include roof (2022), high-efficiency HVAC & A/C & paint (2024), LVP flooring / fence/ tub (2023) & recent kitchen remodel! Occupancy compliant. Veteran to Veteran Assumable Financing option. WOW!

Discover your dream home in the serene Lake Forest Estates! This beautifully renovated 5-bedroom, 3-bath retreat offers an open floor plan, lots of sqft and a cozy electric fireplace. The spacious kitchen features a center island, custom cabinetry, and stainless steel appliances—perfect for entertaining. Main floor includes a peaceful primary suite and 2 bedrooms, while the lower level adds two more bedrooms and a large family room and 2-car garage. Step outside to a large, covered deck, perfect for enjoying your large lot backing up to a water-featured pond. Community amenities include a pool, tennis/basketball/pickleball courts, marina and lake access, riding/walking trials, and community clubhouse, creating a resort-like lifestyle. Just minutes from Ste. Genevieve, parks, and wineries, this home offers the perfect blend of tranquility and modern living. Added bonus- mortgage is assumable at 3.25% Schedule your private tour today and experience the beauty of Lake Forest living!

UPDATE; on HOLD until Seller moves, mid to late Feb., 2025. Wonderful all electric brick home in Arnold, MO. This 2 bedroom, 1 bath Ranch style home will not disappoint you at all. Real hardwood floors, 2 nice bedrooms, Living room/dining room combo and an eat-in kitchen. Side door entry leads to a fenced yard with 2 utility sheds, large and small. Concrete patio wraps around house for a large entertainment area. Off street parking with side driveway for 2 or 3 cars. Easy drive to highway and lots of shopping. Several local parks and nearby restaurants to enjoy. Home has been well cared for during this ownership. Seller prefers a Special Sales Contract, she can not provide for any inspection predictions (if any).

This beautifully maintained 3 bed/2.5 bath home offers the perfect blend of comfort and investment opportunity. It features two studio units in the basement, this property is ideal for house hacking or generating rental income. Upstairs, you'll find three generous bedrooms, providing ample space for relaxation. The studio units have a separate entry with 1.5 baths. Market rents in this area is approximately 2100-2200. The house next door is being leased out for $2000 and has not been updated. Convenient access to off-street parking in the back, making it easy for residents and guests. Just minutes from Highway 170, shopping centers, and gas stations, ensuring everything you need is within reach. For those looking to move in seamlessly, all furniture and decor are available for purchase at an additional cost. Incredible opportunity to own a property that not only provides a beautiful home but also offers potential for additional income.

Why Rent when you can Own? This home is the perfect chance to start building equity instead of paying someone else's mortgage. With just a few updates, you can add significant equity and value and make it truly your own. Opportunities like this don't last long! Call your agent now and schedule a showing today!

PROFESSIONAL PHOTOS COMING SOON Charming Updated Townhome in a prime location... This adorable end unit townhome offers the perfect blend of comfort, convenience, and versatility- IT'S EVEN RENTAL FRIENDLY! Featuring three bedrooms upstairs with newer carpet, three bathrooms and a partially finished basement with ample storage, there is room for everyone! The kitchen boasts granite countertops, plenty of cabinetry and tile flooring-ideal for cooking and entertaining including a gas fireplace. The family room and dining area has wood floors and a bay window. Enjoy summer days at the community pool nearby! Added BONUS this home has an FHA assumable loan with a great interest rate! Seller prefers to sell AS IS but will allow any inspections for informational purposes. Contact the listing agent for more details.

Welcome home! This stunning corner lot home has 4 spacious bedrooms and 3 full bathrooms. The master bedroom offers plenty of space with dual closets, including a walk in. Enjoy entertaining in the oversized dining room and cooking in the updated kitchen, complete with a pantry for extra storage. Step outside to your maintenance free deck, perfect for relaxing or gatherings, and a white vinyl fenced backyard for your furry little friends. This home combines comfort, style and functionality making this the perfect home for you.